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On your car insurance documents submitted to the seven-step

Minimum of enjoyable moments of your life Having even a teeny-tiny car accident can be one. However, someday cause an accident, and has the experience to meet all of us, one of the close to fellow road travelers is. Will help you submit your claim, and then smoothly as possible using the same seven steps to overcome the hump Han


Step 1: understand the policy

Loss before sitting, please read the insurance policy carefully. Does not apply to you or if you have any questions, call your agent or company.

Step 2: Exchange Information

If your accident, the other driver's name, address, phone number, insurance company and the insurance company's phone number. Please be prepared to provide the same information about yourself to the other driver. That must be performed on a person when operating a car, you can find insurers' telephone numbers on the proof of insurance card.

Step 3: jeunginreul

Thinking about their own accounts of the accident, witnesses his or her name and phone number if requested.

Step 4: accident report file

Accident report is ready, please contact your local law enforcement officers. If law enforcement can not be achieved, the accident reports and detailed instructions all police departments, sheriff's offices, and in the regional offices of the vehicle and cars' Web site in local and can be used.

Step 5: Insurance

Please contact your insurance company about the accident as soon as possible. Review the report to determine whether the accident insurance accident occurs. If the accident was not your fault, the repair or replacement of the vehicle handling insurance company or from you - one of the fault driver's insurance company can. Claims on the auto policy, if you do not you use the other driver's company, you do not need to pay the deductible.

Step 6: too early Do not turn off the insurance

Do not relieve the insurance company's responsibility until the damages be satisfied with the settlement. For example, the insurance company handling the claim and resolve the question the other party's insurance company does not allow the policyholder's negligence, or if

Step 7: the settlement of factors are taken into account

. Bodily injury, you can receive a monetary solution to the injury caused by other defects (responsible) party. Few injuries can take a few days it will become apparent to

. Damages: insurance companies are responsible for paying to repair your vehicle at low cost. To assess the damage from the insurer. Usually disagreement about the insurance companies and auto body shop repair should negotiate. If you do not agree with their conclusions, you have the right at any auto body shop to get another evaluation.

. Feelings Disclaimer: Most car insurance policies that may help to resolve the dispute between you and your insurance company's claims of physical damage on assessment provisions. If you do not have an agreement with your company (assessment provisions, the other party's insurance company and file a claim you apply does not.), You or your insurance can start the assessment provisions. The independent judgment that you can try for your evaluator and evaluator of the insurer to resolve disputes. Policy or For more information, please contact your agent or insurance company for the assessment provisions.

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